Finding the right home at the right price is just one aspect of a home sale or purchase. Right Choice Realty & Loans is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 510-797-HOME if your needs include a real estate pro experienced in the business side of real estate.

Expected closing costs

There are certain normal costs associated with closing the sale of a house. These costs are often divided between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in California to help guide you through the process.

Closing costs that are loan-related    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, I'll not only work to get the highest sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're buying a home in Alameda County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not surprised when you arrive at the closing appointment. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates in question.

Right Choice Realty & Loans DRE # - 01459303 39199 Paseo Padre Pkwy, Suite D Fremont, CA 94538
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All rate, payment, and area information are estimates and approximations only.



 
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